Debt can feel loud. Your plan should feel clear.
Yusr helps practising Muslims settle what they owe—to institutions and to people—with a riba-conscious plan, a private coach, and encouragement rooted in mercy.
The story begins before the spreadsheet
A card balance, a car payment, money borrowed from family. One carries interest. Another carries trust. Generic trackers total the numbers, but miss the human reality between them.
RM12,600
A number without a plan feels heavier than it is.
She enters a monthly budget. The Yusr plan prioritises existing riba, then what she owes to people, then the rest. Snowball and Avalanche remain visible, so the choice is informed—not imposed.
The on-device Coach shows where extra money does the most good and how many months it can save. Aisha reviews the suggestion, confirms it herself, and watches her debt-free date move closer.
Payments are logged. Progress becomes visible. A qard hasan reminder can be written without harming a relationship. The plan adjusts—and the person is never shamed.
Where Yusr is strongest
Not a generic finance app painted green. Yusr’s product logic starts with riba, amanah, family relationships, privacy, and the need for hope.
01 · Payoff engine
See a projected debt-free date, compare three strategies, and test what a little extra each month changes.
02 · The wedge
Track money owed in either direction, agreed deadlines, and draft warm reminders that you review and send yourself.
03 · Calm intelligence
Get plan summaries, first-focus guidance, and windfall scenarios calculated deterministically from your own numbers, on-device.
04 · Spiritual safety
Yusr never fabricates scripture. Only scholar-reviewed content is eligible; otherwise it uses honest, app-authored encouragement.
05 · Local first
No login, server, analytics, ads, or tracking. Debts, payments, reminders, and coaching stay on your phone.
06 · Made to belong
Choose currency, light or dark theme, and a complete Arabic interface with right-to-left layouts and localised numbers.
Inside Yusr
A calm interface in warm cream, grounded teal, and soft gold. Every screen answers one useful question.
Truly private. Truly yours.
There is no account and no backend. Your financial details remain in a private local database. Export when you choose. Delete everything when you choose.
Read the privacy policy ↗accounts or logins
analytics or tracking
ads or data sales
automatic messages
One small step today
Yusr is being prepared for Android. Start by reading the simple guide and see whether this gentler way of planning feels right for you.
Yusr is an educational tool, not a licensed financial adviser or a source of religious rulings. For personal guidance, consult qualified scholars and advisers.